Class President Speech free essay sample

The pancreas is an enormous organ, arranged in the peritoneal cavity, in the bend of the duodenum. The pancreas is liable for helping the body’s endocrine framework. (Darlington College 2011). The pancreas discharges two endocrine hormones and it is these hormones that guarantee the blood glucose levels inside the body are continually controlled. These hormones are glucagon and insulin and they are discharged from little groups of cells inside the pancreas, know as the islets of Langerhans. Glucagon is a hyper-glycaemic hormone, discharged by the islets alpha cells. Its principle work is to build the degree of glucose in the blood. This is an imperative procedure when glucose levels become low. Glucagon animates the liver to separate its abundance glycogen into glucose. The glucose at that point goes into the circulation system and the homeostasis of blood glucose level is reestablished. Insulin is a hypo-glycaemic hormone that is emitted by the islets beta cells, because of high blood glucose levels. Insulin diminishes the degree of glucose in the blood by invigorating its take-up by the skeletal muscles, liver and fat cells. The skeletal muscles take-up glucose, to give vitality for development and the glucose that movements to the liver is changed over into glycogen, and put away here until it is required. The fat cells use glucose for cell digestion. When adequate glucose has been expelled from the blood, the beta cells moderate the emission of insulin, with the goal that homeostasis is again reestablished. (Glenn, 2005, pg84). Both insulin and glucagon are indispensable to guarantee that the body continually has enough fuel to gracefully its cells with the vitality expected to empower them to work regularly. Question 2 Peter’s ordinary blood glucose focus will be around 4. mmol. After he eats his reasonable feast his glucose levels will ascend to around 8. 0mmol. This is on the grounds that Peter’s dinner will contain sugars. In light of this ascent in glucose levels insulin is discharged by Peter’s pancreas’s beta cells. The arrival of insulin encourages the passage of glu cose into his body cells and this fundamental procedure keeps up the vitality levels inside the cell. At the point when glucose is caught up in the cells, the glucose levels fall once more. This happens on the grounds that the overabundance sugar, present in the starches in Peter’s feast, that caused his glucose levels to rise, has been spent. This is the thing that permits the blood glucose focus to come back to typical. (Glenn, 2005, pg85). At the point when subsides glucose levels drop, since he needs more food, glucagon is discharged from the pancreas alpha cells accordingly. Glucagon is a hormone that approaches the liver, which has its own glucose store, as glycogen. Glycogen will discharge from the liver to permit the glucose to ascend until it returns back to its ordinary rate. (Bowen, 2002). It is indispensable that Peter’s blood glucose levels are kept up at an ordinary rate, in the middle of his suppers as huge vacillations in these levels can cause spasms and could even instigate a state of unconsciousness. Question 3 The body’s inward condition is continually controlled and adjusted by homeostasis. Homeostasis is the state of balance that is kept up through the body’s reaction to an adjustment in conditions. There are many managing frameworks inside the body that cooperate to continually control the inner condition. The sensory system and the endocrine framework work intently nearby each other to keep the body typical and in balance. Criticism frameworks are crucial in keeping the body managed. All input frameworks are comprised of a receptor, a control community and an effector. The receptor can identify any progressions that may have happened and make an impression on the mind to disclose to it that it needs to react. The cerebrum goes about as the control place and is answerable for assessing the messages it gets from the receptors. When the messages have been handled the control place creates an order, in the event that one is required. The orders are gotten by the effectors, which produce a reaction that is then ready to change the controlled condition. (Darlington College 2011). A negative input framework turns around the adjustment in a controlled condition. When the body’s blood glucose levels fall excessively low, specific receptors get this data and hand-off it the nerve center piece of the cerebrum, which frames the control place. The nerve center at that point actuates the reaction of the effector that permits the body’s blood glucose level to rise. At the point when the levels become inside typical range the receptors quit getting the messages and no longer send them to the nerve center. This forestalls the blood glucose levels at that point getting excessively high and empowers homeostasis of the interior condition to be reestablished. (Darlington College 2011). Question 4 The body’s endocrine and sensory systems work intently together to shape the body’s significant correspondence framework. In the event that an issue emerges with one of these frameworks, homeostasis is disturbed. For example: If the islets beta cells don't create any insulin, for example, in diabetes, the glucose levels will simply keep on rising. This would cause amazingly high glucose levels which would thus proceed to influence the body’s sensory system and could bring about a trance like state happening. The sensory system works related to the endocrine framework by utilizing nerve driving forces and quickly reacting to boosts, so as to modify body forms.

Winnemucca Essays

Winnemucca Essays Winnemucca Essay Winnemucca Essay The fascinating thing about this paper is the measure of data that the author figures out how to remember for a moderately short paper. I like the utilization of the local Paiute and the prologue to Sarah Winnemucca as maybe she would have seen herself. Particularly pleasant is Sarah’s perspective on her dad and the possibility that it repudiates acknowledged history of the timespan. This leads me to the subject of whether this was just a daughter’s recognition that her dad was a higher priority than he was or in the event that it is essentially that a few history specialists have not precisely comprehended the free confederation of clans of the Paiute. I additionally valued that this story was told in the principal individual and with incredible respect to her dad and granddad as would have been fitting for an individual from her clan. She additionally communicates incredible distress over the loss of the man that showed her English. It is additionally fascinating that Sarah figured out how to keep her silliness about her regardless of the manner in which her kin were treated by the American government and that she consumed her whole time on earth battling for better rights for her kin. I am intrigued that she drove such a short life and achieved so definitely.

5 Questions to Ask Yourself Before Taking out a Bad Credit Loan

5 Questions to Ask Yourself Before Taking out a Bad Credit Loan 5 Questions to Ask Yourself Before Taking out a Bad Credit Loan 5 Questions to Ask Yourself Before Taking out a Bad Credit LoanOnce you answer these questions, that short-term loan payday loan youve been eyeing might not look like such a great idea anymore.Borrowing money when you have a lousy credit score isn’t easy. There are tons of lenders out there offering easy approval loans, but it can be really hard to figure out which of them are worth it. And choosing the wrong bad credit loan could end up wrecking your finances for a long time to come.That’s why we want to make the process a bit easier for you. Here are five important questions that you should ask before taking out a bad credit loan. The answers to these questions should go a long way towards guiding your decisionâ€"and helping you make the right one.1. What’s the annual interest rate?Okay, so this is a question you should be asking about any personal loan, not just a bad credit loan. But it’s also true that loans for bad creditâ€"even the good onesâ€"are going to come with mu ch higher interest rates than standard personal loans. Choosing the wrong bad credit loan could end up costing you hundreds or even thousands of dollars in additional interest.When you look at the interest rate for short-term bad credit loans like payday loans, you’ll often see an interest rate in the range of $15 per $100 borrowed. That seems a bit high, sure, but you know that this is the cost of borrowing money with poor credit. (These rates will also vary depending on what state you live in.)But with those sorts of loans, the simple interest rate doesn’t tell the whole story. You also need to look at the annual percentage rate, or APR. This is a standardized metric that measures how much a loan would cost over the course of a full year, letting you make cost comparisons across all different kinds of loans.Let’s return to that $15 per $100 borrowed rate: For a two-week payday loan, that cost works out to an APR of 391 percent. That’s a lot! And while it might not seem lik e annual rates would matter when it comes to short-term payday loans, they definitely do. We’ll explain more in later sections.In fact, when it comes to short-term loans, those sorts of sky-high interest rates are pretty common. Title loans, which are secured by the title to your car or truck, come with average APRs of 300 percent, while cash advances loans are pretty much just payday loans using a different name.Checking out a bad credit installment loan could be a good way to sniff out lower annual rates, but your best bet will come with joining a local credit union, many of which offer Payday Alternative Loans (PALs) that come with a  max interest rate of 28 percent. Our advice is to join a credit union now so that you’ll be able to access a PAL later.2. Is the loan amortizing?While the overall interest rate on your bad credit loan is going to be important, you’ll also want to make sure that the loan is amortizing. This could be the thing that saves you from getting trapped in a predatory cycle of debt.Amortizing loans don’t charge interest as a single flat fee; they accumulate interest over time, which means that a) your loan will accrue less money in interest as you pay down the principal, and b) that paying your loan off early will save you money overall.(That second benefit assumes that your loan doesn’t charge prepayment penalties. So make sure you find that out as well before borrowing.)But here’s the most important thing about amortization: It ensures that every payment you make goes towards both the principal and the interest. So each time you make a payment towards your loan, you get one step closer towards being out of debt.That seems … pretty obvious, right? Well, unfortunately, it’s not always the case. Short-term bad credit loans often charge interest as a flat fee, and they come with the option of rolling over your loan in order to extend your due date. Rolling over a loan often consists of paying only the interest owed in exch ange for receiving a new loan term, complete with additional interest.For people who struggle to afford their loans, loan rollover can leave them trapped in a dangerous cycle. Every couple weeks or every month they make payments towards the interest owed without ever paying off any of principal loan amount. No matter how many payments they make, they never get any closer towards actually getting out of debt.This is why amortization is so important. If you’re taking out a bad credit loan, choose a loan that has an amortizing payment structureâ€"otherwise, you could find yourself in a cycle of high-interest debt.3. Can I afford the payments?Earlier in this piece, we mentioned that the annual rate for short-term loans can be far more relevant than you might think, which mostly comes down to people not being able to afford their payments. The more that people have to roll over their loan or reborrow another loan in order to make ends meet, the more they end up paying in interest.This is especially relevant when it comes to short-term bad credit loans like payday and title loans. Think about it: If you borrowed $400 at a 15 percent interest rate and then had two weeks to pay back $460, would you be able to swing it? Many can’t, at least not without having to take out another loan in order to pay the rest of their bills and living expenses.In fact, a  study from the Pew Charitable Trusts found that only 14 percent of payday loan borrowers had enough money in their budget to make their payments. And data from the Consumer Financial Protection Bureau (CFPB) has stated that the  average payday loan borrower takes out 10 loans per year, spending an average of 200 days in debt.The higher interest rates for bad credit loans are always going to mean some belt-tightening in order to make your payments. But there’s a big, big difference between tightening your belt and having to cinch it so small that you practically cut yourself in half.Bad credit installment loans of ten mean paying more money towards interest overall when compared to payday and title loans, at least on paper. But that longer loan repayment term also means smaller individual payments. Having payments that fit within your budget and let you get out of debt on-schedule can definitely be worth the extra money.4. Do they check my ability to repay?Bad credit loans are also sometimes referred to as “no credit check loans” because the lenders in question don’t do a hard credit check when processing a customer’s application. This makes sense since people applying for these loans already have poor credit scores.But there’s a big difference between not running a hard credit check and not checking whether a customer can afford their loan altogether. One of them speaks to the realities of bad credit borrowing, but the other can be a sign of something far more sinister.Lenders that don’t do any work to verify a customer’s ability to repay their loan could very well be actively hoping that their customers don’t repay on time. That way, they roll over or reborrow their loan, which means increased profits for the lender.On the flip side, lenders who want to check a customer’s ability to repay can run what’s called a “soft” credit check, either from one of the three major credit bureaus (Experian, TransUnion, Equifax) or from an alternative consumer reporting agency.These checks return less information than a hard credit check, but they also won’t affect your credit score. There are also other methods beyond a soft credit checkâ€"like verifying your incomeâ€"that lenders can use to determine your ability to repay a loan.Nobody who has bad credit wants a hard credit check when they’re applying for a loan. All its going to do is ding their credit; that’s the last thing they need! But they should still choose a lender who cares about their ability repay. That’s a sign that this loan will help forge a path to a bright financial future instead of digging their finances into an even deeper hole.5. How do other customers feel?When you’re looking for a place to eat or a new place get your hair cut, do you check the customer reviews? Well, why wouldn’t you do the same thing when deciding to borrow money? The experiences of other customers can tell you loads about what a place is really like.So check out a lender’s customer reviews on Google, and Facebook before applying for a loan. You should check with lending platforms like LendingTree or CreditKarma, as they often have reams of customer feedback and reviews.And go beyond that! Search out the company’s BBB page to see if they’ve had complaints registered against them and how those complaints have been resolved. Even a thorough Google search for the company might turn up information that will sway your decision.There are any host of factors to consider when applying for a bad credit loan, and there are many questions you should be asking beyond the five we’ve liste d here. But possibly the most important question is: What’s the best loan for you? Once you have that figured out, your decision should be an easy one.In the long-term, the best way to avoid predatory bad credit lenders is to fix your credit score! To learn more about improving your score, check out these related posts from OppLoans:5 Tips for Turning Bad Credit into Good CreditWhat’s the Quickest Way to Fix Bad Credit?No Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreWant to Raise Your Credit Score by 50 Points? Here Are Some TipsWhat other questions do you have about borrowing with bad credit? We want to hear from you! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN

Banking An Old Aged Idea - 1501 Words

Banking is an old aged idea. It was around in the ancient Mesopotamia era. Martin A. Armstrong states, Mesopotamia illustrated all the modern practices such as, deposits, interests, loans, and letters of credit.† Armstrong also mentions how the ancient Egyptians showed signs of the banking. To quote Armstrong, â€Å"Egyptian sources also show that a vibrant banking industry emerged whereby the state provided warehouses in which farmers deposited their grain. In turn, the farmer would receive a â€Å"deposit receipt† reflecting how much wealth was held by the bank in question. Such written receipts eventually became used as a general method of making payment of debts to third parties during the Ptolemy era including trade, taxes and donations to the gods.† These banking ideas can be linked to money and how money has changed the power of people and countries. It can be proven throughout the history of that money, power, and banks are directly related. The banks and money relate to power because the more economic strength a country has the more they can do military wise. It can also be proved over time that money and power create issues that can be counterproductive to society. In Niall Ferguson’s book, The Ascent of Money, Ferguson connects the conquering of the Incas to the start of the money mountain. When Pizarro and the Spaniards landed in the Inca territory for the second time, they came with a plan. Their plan was to conquer the Incas and strip them dry from their golden temples.Show MoreRelatedCase Analyses - the Global Baby Bust992 Words   |  4 Pagesalone can even affect where people shop. * Households without children are the majority Related to the overall decline in the fertility rate is the fact that Canadian women who have children do so at a later age: women aged 30 to 34 now have a higher birth rate than do women aged  20 to 24.The increasing age at which women have their first child reflects the tendency of women today to first complete their education and/or establish themselves in the work force before raising a family. 2. WhatRead MoreThe New Deal1023 Words   |  5 Pageschange he made for the nation was radical, the plan would create a lasting impact that benefitted the country for years to come. Although the New Deal did not end the Great Depression, it succeeded in rebuilding the nation’s public confidence in the banking system and the development of new programs that brought relief to millions of Americans. During the time of President FDR’s first inauguration, the Great Depression was at its darkest moment. Unemployment rates in the United States reached nearRead MoreThe Importance Of Alumni Center981 Words   |  4 PagesFedEx building, and a parking lot. Each structure is relatively small (no more than two stories in height) with the larger buildings (Chapel and Fedex) consisting primarily of brick. In addition, the former Starbucks and Treasury have a weathered, aged appearance reminiscent of many historic buildings in downtown Charleston. Combined with the surrounding vegetation and iconic palmetto trees, these buildings give an atmosphere to the property that reflects the historic ambiance of Charleston. HoweverRead MoreRaw and Shawshank Redemptions Attitudes and Actions1434 Words   |  6 Pagesthe film Shawshank redemption the producers incapture a middle aged man who has been institutionalised for something which he didn’t do, where he goes through many experie nces along the way. Scott Monk, the author of the book ‘Raw’, uses 1st and 3rd person to give a better perspective and interpretation to the readers. Raw is the story of a teenager named Brett Dalton who has been sentenced to 3 months at The Farm which is run by an old man named Sam and his wife, for a breaking and entering chargeRead MorePublic Relations Institute Of New Zealand Essay1342 Words   |  6 PagesScouts Red Bull were able to create an egalitarian understanding with their target audience who are males aged 16-29 who live exciting, adventurous lives who would be using the targeted social media and enjoy the mobile scouts as majority of them are usually female. Other target audiences of Red Bull include students who drink Red Bull to gain energy to finish assignments and 25-45 year old males from truck drivers to business men. As a result Red Bull was able to communicate symmetrically with itsRead MoreTypes Of General Government Funded Health Care Systems2029 Words   |  9 Pa gesdown. His resolution to this problem was passing the Emergency Banking Relief Act. The Emergency Banking Relief Act was passed in 1933 and enabled banks to reestablish themselves through federal aid. The Emergency Banking Relief Act was the first bill passed during Roosevelt’s New Deal program he started during his first hundred days of being in office. Throughout those first hundred days seven bills (not including The Emergency Banking Relief Act) were passed. The second proposal to be passed wasRead MorePenney s : The Ullman Era Essay1677 Words   |  7 Pagesbrand boutiques One of Ullman’s grandest ideas was to turn the department store into more of a brand boutique. He brought, â€Å"some of the best-known, best-respected, priciest brands in the world under his direction. At J.C. Penney, he inherited some of the biggest store-owned or, as they are called, â€Å"private label,† brands in the business. Arizona. Worthington. St.John’s Bay. On their own, any of those would be a billion-dollar business,† (Guinto, 2011). The idea being to play up each of these billion-dollarRead MoreExternal Environment Analysis of Kiwibank2959 Words   |  12 PagesZealand, banks was established to serve the finacial need of people in the period of be settled by European. Nowadays, New Zealand is one of the most competitive and flexible banking industries in the world because of environment and banks’ strategic capabilities. In this assigment, the broad macro-environment that influences banking industry will be analysed through PESTEL fr amework and Porter’s five forces. There are large banks in New Zealand such as ANZ bank, BNZ bank, and Kiwibank; however, justRead MorePoverty And Poverty3093 Words   |  13 Pageshas created a borderless world through the free flow of knowledge and materials and mobility of people and making it become a global village (Andleeb, 2014). According to Rouse (n.d.), he mentioned that globalization is the process in which people, ideas, and goods spread throughout the world, spurring more interaction and integration between the worlds cultures, governments, and economics. However, the world virtually looks like the broken mirror, between rich and poor, powerful and powerless, strongRead MoreCase 29 Panera Bread Company: Rising Fortunes?25159 Words   |  101 PagesMalaysia. Therefore, we invest significantly in leadership development and training, as well as nurturing the talent of our employees. We value the diversity that colleagues bring, with individuals able to see things with different perspectives and fresh ideas. We have measures in place to ensure that our workplaces embrace this diversity. We think also that it is important to get the fundamentals of employment right: health and safety, and benefits and rights. 3. Advocating Environmentally Friendly

Eating Disorders Have Multiple Complex Causes; The Media...

When the topic of eating disorders (ED), anorexia, bulimia, starving, purging, or any other form of self harm is brought into an everyday conversation, it is simply looked at as nothing out of them norm and is just brushed off as if the topic was concerning what the President had for lunch that day. At first glance, the average person would probably conclude that the main reason eating disorders are so noted in young women today is simply due to the fact that the media puts so much pressure on these women to be â€Å"perfect†. Eating disorders are a very prominent and common factor in our society, it is not something anyone can really evade. There are many theories as to what causes eating disorders. Although doctors and ED specialists cannot†¦show more content†¦The National Association of Anorexia and Associated Disorders states that anorexia nervosa is â€Å"characterized by emaciation, a relentless pursuit of thinness and unwillingness to maintain a normal or hea lthy weight† and those who have anorexia will â€Å"lose weight by dieting and exercising excessively; others lose weight by self-induced vomiting, or misusing laxatives, diuretics or enemas†. Although one in 200 American women suffers from an eating disorder and an estimated 8 million people suffer from this disease today – seven million women and one million men, eating disorders are nothing new (Mantell). Anorexia has origins as far back as the 12th and 13th century. Religious women, often referred to as â€Å"holy anorexics†, were praised for their fasting practices; even denoted to as true saints (Kuenhal). These women held very high positions and status’s in the church for their holy obligation and will to fast for their lord. However, bulimia was significantly demonstrated by vomitoriums in the time of Caesar (700 B.C.). The famous line â€Å"Eat, drink, and be merry.† was highly stressed; it included vomiting, so that said individual could return to their eating, their drinking, and their exuberance. People do not often realize how far back nervosa anorexia, nervosa bulimia, and binge eating traces to. Catherine of Siena was thought to have someShow MoreRelatedEating Disorders And Their Effects On Victims Of Them1281 Words   |  6 Pagesthoughts someone suffering an eating disorder hear every second of a day. In this essay, I will explain eating disorders and their effects on victims of them. Eating disorders are major health risks, and can be life-threatening. Eating disorders are defined as abnormal eating habits and extreme worry about one’s body image. They are mental illnesses that exist in both males and females, but are most commonly seen in females between the ages of 12-25. Eating disorders are not only about losing weightRead MoreEating Disorders Are Potentially Life Threatening Illnesses Essay1912 Words   |  8 Pagesball, trying to find a partner, and getting a dress. She decided to drop weight before this special occasion. While at the ball, Amy received multiple compliments about her weight loss. This was a contributing factor to her Anorexia. Soon after, Amy’s family noticed she was still dropping weight. Amy was then given the opportunity to meet with an eating disorder therapist (Amy). Since starting this therapy, Amy’s life has changed dramatically. She began to put on weight, the grip that anorexia had onRead MoreTo Be or Not to Be Barbie Essay1730 Words   |  7 PagesEvery woman grows up knowing that they one day want to be beautiful. 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It has always been declared that the future of our nation liesRead MoreEtiology, Predispositions, And Vulnerabilities1738 Words   |  7 PagesEtiology, Predispositions and Vulnerabilities Various models have been designed to explain the how IAD develops in an individual and how it is then maintained. These models draw from different fields of psychology such to determine different theorised causes for the addiction such as biological factors (such as chemical imbalances making one more susceptible to addiction), psychological predispositions (such as other mental health problems or personality) and social factors (such as culture, socio-economicRead MoreEating Disorders and Free Essays8687 Words   |  35 Pagesï » ¿2 = 2 dfhnmxpd h Free Essays Home | Search Essays | FAQ | Guarantees | Privacy | Lost Essay? | Contact Search Results eating disorder Free Essays Unrated Essays Better Essays Stronger Essays Powerful Essays Term Papers Research Papers Search by keyword: Sort By: Your search returned over 400 essays for eating disorder. To narrow your search results, please add more search terms to your query. [1] [2] [3] [4] [5] [Next ] These results are sorted by most relevantRead MoreThe Suicide Is Preventable?1975 Words   |  8 Pageslead to mental illnesses, which may cause suicidal distress in countless adolescents. Currently, suicide is the third-leading cause of death for young people between the ages of 15 to 24 (Gould 6). But no matter what age group or circumstance, suicide is a growing health concern that needs whole-hearted attention and preventative matters. The risk factors for suicide distress are endless and there is not just one specific factor that leads to suicide. Multiple factors could be grouped together orRead MoreThe Impact of Media on Teens3822 Words   |  16 PagesThe Impact of the Media on Teenagers Ashley J. Sanchez-Menjivar Mr. Tramble HSP3M1-01 Friday, December 14, 2012. Many adolescent teens are exposed to numerous encounters with the media that have a negative impact on their judgments, actions, and opinions. This is referring to the video games, movies, television shows, and magazines that surround them everyday. We begin to discover how it effects their decisions and behaviors. Adolescence is a time when young people are identifying importantRead MoreChild Obesity Paper2748 Words   |  11 Pagesobesity? The term child obesity means, â€Å"A child is between birth and puberty and is extremely overweight and has a body mass index BMI at or the 95th percentile.† (Hassink, 2006) This disease is caused by lack of exercise and over-eating by a child. Child obesity can cause many medical problems; for a child that suffers from obesity, issues such as high cholesterol, hypertension, respiratory ailments, orthopedic problems, depression and Type 2 Diabetes can occur. In the article â€Å"Childhood ObesityRead MoreEssay Dissociative Identity Disorder4445 Words   |  18 PagesDissociative Identity Disorder Dissociative Identity Disorder, or DID, is defined as: â€Å"The result of a marvelously creative defense mechanism that a young child uses to cope with extremely overwhelming trauma† (Hawkins, 2003, p. 3). Ross describes DID in this way: â€Å"In its childhood onset forms, the disorder is an effective strategy for coping with a traumatic environment: It becomes dysfunctional because environmental circumstances have changed by adulthood† (1997, p, 62). What types of traumatic

Accounting Test Bank - 4528 Words

Question 36 Taxable income of a corporation Correct Answer: differs from accounting income due to differences in interperiod allocation and permanent differences between the two methods of income determination. Question 37 Correct Answer: III Question 38 Interperiod income tax allocation causes Correct Answer: tax expense shown on the income statement to equal the amount of income taxes payable for the current year plus or minus the change in the deferred tax asset or liability balances for the year. Question 39 The deferred tax expense is the Correct Answer: increase in balance of deferred tax liability minus the increase in balance of deferred tax asset. Question 40 The rationale for interperiod income tax†¦show more content†¦An item that would create a permanent difference in accounting and taxable incomes for Renner would be Correct Answer: a fine resulting from violations of OSHA regulations. Question 55 An example of a permanent difference is Correct Answer: all of these. Question 56 Which of the following will not result in a temporary difference? Correct Answer: All of these will result in a temporary difference. Question 57 Correct Answer: IV Question 58 Correct Answer: II Question 59 The use of accelerated depreciation for tax purposes and straight-line depreciation for accounting purposes results in Correct Answer: a larger amount of depreciation expense shown on the income statement than on the tax return in the last year of the assets useful life. Question 60 Which of the following is a permanent difference that is recognized for tax purposes but not for financial reporting purposes? Correct Answer: The deduction for dividends received from U.S. corporations. Question 61 When a change in the tax rate is enacted into law, its effect on existing deferred income tax accounts should be Correct Answer: reported as an adjustment to tax expense in the period of change. Question 62 Tax rates other than the current tax rate may be used to calculate the deferred income tax amount on the balance sheet if Correct Answer: the future tax rates have been enacted into law. Question 63Show MoreRelatedTest Bank Advanced Accounting4295 Words   |  18 PagesJETER/ ADVANCED ACCOUNTING CHAPTER 11 INTERNATIONAL FINANCIAL REPORTING STANDARDS TEST BANK MULTIPLE CHOICEConceptual 1. The goals of the International Accounting Standards Committee include all of the following except a. To improve international accounting. b. To formulate a single set of auditing standards to be applied in all countries. c. To promote global acceptance of its standards. d. To harmonize accounting practices between countries. 2. Which of the following is true about the FASB afterRead Moreintermediate accounting 2 test bank Essay8318 Words   |  34 PagesIntermediate Accounting Kieso 15th Edition Test Bank Click here to download the solutions manual / test bank INSTANTLY!!! http://www.solutionsmanualtestbanks.com/2013/05/intermediate-acc ounting-kieso-15th-edition-test-bank.html Intermediate Intermediate Intermediate Intermediate Accounting Accounting Accounting Accounting Kieso Kieso Kieso Kieso 15th Edition Test Bank 15th Edition Test Bank Weygandt Warfield 15th Edition Test Bank Weygandt Warfield 15th Edition Test Bank ***THISRead MoreIntermediate Accounting 14 Edition Test Bank – by Kieso1044 Words   |  5 PagesIntermediate Accounting 14 Edition Test Bank – By Kieso Follow Link Below To Get Tutorial https://homeworklance.com/downloads/intermediate-accounting-14-edition-test-bank-by-kieso/ Description: Chapter 1 Financial Accounting and Accounting Standards Chapter 2 Conceptual Framework Underlying Financial Accounting Chapter 3 The Accounting Information System Chapter 4 INCOME STATEMENT AND RELATED INFORMATION Chapter 5 BALANCE SHEET AND STATEMENT OF CASH FLOWS Read MoreIntermediate Accounting Test Bank Chapter 15120 Words   |  21 PagesCHAPTER 1 FINANCIAL ACCOUNTING AND ACCOUNTING STANDARDS IFRS questions are available at the end of this chapter. TRUE-FALSE—Conceptual Answer No. Description F 1. Definition of financial accounting. T 2. Purpose of financial statements. T 3. Definition of financial accounting. T 4. Capital allocation process. F 5. Financial reports. F 6. Fair value information. F 7. Objectives of financial reporting. F 8. Accrual accounting. T 9. Generally accepted accounting principles. T 10. UsersRead MoreGovernmental Accounting Test Bank - Chapter 14666 Words   |  19 PagesEnvironment TRUE/FALSE (CHAPTER 1) 1. The main objective of a typical governmental or not-for-profit entity is to earn a profit. 2. A government’s budget may be backed by the force of law. 3. Governmental entities have no need for an accounting system. 4. A government’s internal managers rely on general purpose financial statements for a considerable amount of information about their government. 5. Governments and not-for-profits may never engage in business-type activities. 6Read MoreAccounting Information Systems Test Bank 10th Edition41120 Words   |  165 PagesAccounting Information Systems Test Bank 10th Edition Chapter 1 (new version) MULTIPLE CHOICE 1. A set of two or more interrelated components that interact to achieve a goal is: a) A system b) An accounting information system c) Data d) Mandatory information 2. This results when a subsystem achieves its goals while contributing to the organizations overall goal. a) Goal conflict b) Goal congruence c) Value of information d) Systems congruence 3. Goal conflict may result when a) A decisionRead MoreHorngren Cost Accounting 14e Solution Test Bank Essay854 Words   |  4 PagesBuy Full 23 chapters Horngren Cost Accounting 14e Solution Manual + Test Bank at https://sellfy.com/p/vB9y Cost Accounting, 14e (Horngren/Datar/Rajan) Chapter 12 Pricing Decisions and Cost Management Objective 12.1 1) Companies should only produce and sell units as long as: A) there is customer demand for the product B) the competition allows it C) the revenue from an additional unit exceeds the cost of producing it D) there is a generous supply of low-cost direct materialsRead MoreAdvanced Accounting Solution Manual Test Bank 11th Edition by Hoyle925 Words   |  4 PagesAdvanced Accounting Solution Manual Test Bank 11th Edition by Hoyle Follow Link Below To Get Tutorial https://homeworklance.com/downloads/advanced-accounting-solution-manual-test-bank/ Description: Advanced Accounting Solution Manual Test Bank 11th Edition by Hoyle Advanced Accounting Solution Manual Test Bank 11th Edition by Hoyle Follow Link Below To Get Tutorial https://homeworklance.com/downloads/advanced-accounting-solution-manual-test-bank/ Description: Advanced AccountingRead MorePersonal Finance959 Words   |  4 Pagesgovernmental and not-for-profit accounting, 7/e martin ives terry k. Patton solutions manual and test bank Introduction to information systems 2e canadian ed rainer cegielski splettstoesser hogeterp sanchez rodriguez instructor manual Introduction to logic, 14e irving m. Copi solutions manual and test bank Introduction to managerial accounting 6e brewer garrison solutions manual and test bank introduction to organic and biochemistry, 8th edition solutions manual and test bank by frederick a. BettelheimRead MoreKudler Fine Foods Audit Processes974 Words   |  4 Pagesfairness evaluation is conducted in the context of generally accepted accounting principles (GAAP) and requires application of generalized auditing standards† (Bargranoff, 2008). External audits will assess computer-base accounting systems. The purpose of the audit is to determine how the computerized system impacts Kudler’s financial statements. Substantive test will be done to ensure proficiency; and it will begin with a preliminary test. 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IT is a very difficult time in Australia at the mo Essay Example For Students

IT is a very difficult time in Australia at the mo Essay ment. There is no work tobe found and depression is upon us. The crash of the NYSE (New York Stock Exchange) is one of the main causesfor the turmoil that we must face day after day. People have lost money inthe stock markets and are forced to sell their assets.Many assets thathave been sold have been family heirlooms that have significant sentimentalvalue. In a perfect world, no one would be forced into this situation. But lifeis never perfect, it never goes the way we would like it to, all the time. There is one thing that always goes in our favour, and that is our humanspirit. At the moment our spirit may be tarnished but it will never fade. Deep down inside, we know that if we can survive doing it toughfor a while, we will get through these troubled times and come out asbetter people. As the old saying goes; The grass is always greener on the other side. We know that, as Australians, we can get through the depression becausewe have proven it by recuperating from the Great War. Still, we cant avoid the fact that we have problems as a nation. It isvery sad to hear people saying that they cant even take their children tothe local reserve for them to run around and enjoy their childhood becausethere are homeless everywhere and they have taken over the reserves, whichmakes it unfit for childs play. Some other problems that Australia faces is that industries are shuttingdown and which means people lose jobs and businesses losesupplies which means more jobs have to be cut. Employment is at all-timelows. Currently, unemployment is at 27.4%. This affects the ability for parents to supply for their families. Especially large families. Luckily, we have a government that looks afterus with some food aid for needy families. But things are going to have tochange because the government cant carry people through their lives. Something has to be done. Currently, the number of families receiving aid is 670,000. At the moment, nobodys job is safe. There is always the risk of yourbusiness folding. But if you can pull through these tough times you willcome out as better people. You must always look on the bright side. BY TIM LANE

Magnesium Oxide Chemistry Report free essay sample

The purpose of this experiment is to perform an experiment of the combustion of magnesium and gather precise data of masses and find the number of moles of the substance through the stoichiometry mole equation in order to evaluate the empirical formula of magnesium oxide. In chemistry, compounds can be-be distinguished by using the empirical formula. The formula gives the simplest positive ratio integer ratio elements in a compound. The American formula is largely used in determining the ratio of elements within ionic compounds where the structure is of no-directional nature of bonding where any ion at any time could be surrounded by 4,6 or 8 oppositely charged ions.Which creates a pattern of an endless repeating lattice of ions they do not exist as a free unit of atoms but in a crystal lattice with repeating ions in specific ratios which is why the empirical formula is used as a form of identification for defining an ionic-bonded substance. We will write a custom essay sample on Magnesium Oxide Chemistry Report or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The predicted formula of magnesium oxide is MgO from knowledge of the periodic table and understanding of bonding. In order to determine the empirical formula, for when two reactants undergo a chemical reaction. the number of moles from of each element that combines together to form a compound must be found. The value of moles of the different atoms in a compound is needed. The number of particles, in one mole in a substance is defined as the number of atoms within 12 grams of C12. Mole is a unit used to measure the number of atoms, it can be compared to the unit dozen which is used to refer to anything that has a value of 12. One mole is 6ÃÆ' x 1023 atoms or molecules and this unit is known as the Avogadro number. In order to determine the formulae by experiment, Magnesium metal (strip) is heated in air until it is combined by oxygen creating magnesium oxide.The combustion of magnesium will give data which can be used to calculate the empirical formula of magnesium oxide. The amount of oxygen can be determined by the law of conversation of mass; as the oxygen will react with the magnesium ribbon to produce a measure amount of magnesium oxide. Which can be converted into mole do find the simplest molar ratio giving the empirical formula of magnesium. The valence bond theory is a chemical bonding theory that uses Lewis structures, to demonstrate how bonds are formed using shared electrons between overlapping orbitals on adjacent atoms. An ionic compound is formed by movement of electrons from a metal to a nonmetal which means an octet has be produced from remain ions. During this process the number of protons does not change; using the periodic table we can see that metal atoms in Groups 1-3 lose electrons to non-metal atoms with 5-7 electrons missing in the outer level.

Booker T. Washington, African-American Educator

Booker T. Washington, African-American Educator Booker Taliaferro Washington grew up the child of a slave in the South during the Civil War. Following emancipation, he moved with his mother and stepfather to West Virginia, where he worked in salt furnaces and a coal mine but also learned to read. At age 16, he made his way to Hampton Normal and Agricultural Institute, where he excelled as a student and later took on an administrative role. His belief in the power of education, strong personal  morals, and economic self-reliance earned him to a position of influence among both black and white Americans of the time. He launched Tuskegee Normal and Industrial Institute, now Tuskegee University, in a one-room shanty in 1881, serving as the schools principal until his death in 1915. Dates:  April 5, 1856 (undocumented) - November 14, 1915 His Childhood Booker Taliaferro was born to Jane, a slave who cooked on a Franklin County, Virginia plantation owned by James Burroughs, and an unknown white man. The surname Washington came from his stepfather, Washington Ferguson. Following the end of the Civil War in 1865, the blended family, which included step-siblings, moved to West Virginia, where Booker worked in salt furnaces and a coal mine. He later secured a job as a houseboy for the mine owners wife, an experience he credited with his respect for cleanliness, thrift, and hard work. His illiterate mother encouraged his interest in learning, and Washington managed to attend an elementary school for black children. Around the age of 14, after traveling on foot 500 miles to get there, he enrolled in Hampton Normal and Agricultural Institute. His Continuing Education and Early Career Washington attended Hampton Institute from 1872 to 1875. He distinguished himself as a student, but he did not have a clear ambition upon graduation. He taught both children and adults back in his West Virgina hometown, and he briefly attended the Wayland Seminary in Washington, D.C. He went back to Hampton as an administrator and teacher, and while there, received the recommendation that led him to the principalship of a new Negro Normal School approved by the Alabama state legislature for Tuskegee. He later earned honorable degrees from both Harvard University and Dartmouth College. His Personal Life Washingtons first wife, Fannie N. Smith, died after just two years of marriage. They had one child together. He remarried and had two children with his second wife, Olivia Davidson, but she too died just four years later. He met his third wife, Margaret J. Murray, at Tuskegee; she helped raise his children and remained with him until his death. His Major Accomplishments Washington was chosen in 1881 to head the Tuskegee Normal and Industrial Institute. During his tenure until his death in 1915, he built Tuskegee Institute into one of the worlds leading centers of education, with a historically black student body. Though Tuskegee remained his primary undertaking, Washington also put his energy towards expanding educational opportunities for black students throughout the South. He founded the National Negro Business League in 1900. He also sought to help impoverished black farmers with agricultural education and promoted health initiatives for blacks. He became a sought-after speaker and advocate for blacks, though some were angered at his seeming acceptance of segregation. Washington advised two American presidents on racial matters, Theodore Roosevelt  and William Howard Taft. Among numerous articles and books, Washington published his autobiography, Up From Slavery, in 1901. His Legacy Throughout his life, Washington stressed the importance of education and employment for black Americans. He advocated cooperation between the races  but was at times criticized for accepting segregation. Some other prominent leaders of the time,  especially  W.E.B. Dubois, felt his views promoting vocational education for blacks curtailed their civil rights and social advancement. In his later years, Washington began to agree with his more liberal contemporaries on the best methods for achieving equality.

Stages Leading to Fire setting in Children Essay

Stages Leading to Fire setting in Children - Essay Example The researcher states that psychologists have expressed considerable interests towards the child fire setters by coming up with the stages leading to the fire setting. According to Bartol and Bartol, the developmental stages are in three categories comprising of fire interest, fire play and fire setting. This implies that children like to experiment with fire due to fascination as they develop. The first step is the fire interest that arises due to fascination in the early years of development. The child would try to set fires at homes every day, making this a habit as they discover new tricks. It is evident that fire fascination starts at age three with almost one in every five children setting fires. In this regard, parents need to be cautious of the harmful situations that might cause damage or harm to the child and the nearby environment. The other phrase is the experimentation that occurs when the child gets older, normally between the ages of five and nine. In this level, the c hild investigates on how a fire starts and how it burns. However, the chances of the child being burnt or injured are common because of their vulnerability to the risks of fire. This is because of their inexperience to use or extinguish fire if it flares out of control. The age of ten years exposes children to the dangers of fire and they now understand its consequences. The fire setting stage is determined if a child continues to experiment upon passing the age of ten years.

Genetically modified organisms (GMOs) Research Paper

Genetically modified organisms (GMOs) - Research Paper Example Genetic engineering allows individual to identify genes that are weak and defective. This presents a source of an opportunity for them to be replaced by healthy ones. Such genes are normally resistant to diseases, bad weather conditions and enhance production of cells. Domestic Plants and animals which have undergone genetic engineering always have got greater productivity as compared to the indigenous ones. Different techniques can be used to create Genetically Modified Organisms depending on the level of technology applied. In order for one to make a GMO, he/she needs to have the gene you want to transfer, the recipient organism and a vector to carry the gene to the recipient of the transferred gene. The gene that is to be transported is first cut out and separated from its original organism. Different genes may be taken from different organisms depending on the types of traits that are needed. These cut genes are then dipped into a vector that can get into the cells of the recipient organism. This is because genes of an organism will always reject any foreign material and therefore in order to make it get used to a new environment and for the recipient to accept it; a vector is used. The genes can be sliced together depending on the requirement and the traits needed. After this, these genes are then inserted into the recipient organism/gene. Once in the recipients’ cell, the g ene will insert into the recipient’s genome. As a result, during any time of replication or gene transformation when new cells are made, the transferred gene will also be present in the DNA of each newly made cell. Whether in open air markets or supermarkets, GMO products are nowadays found everywhere. Though one cannot automatically know whether a product is a GMO or not, as there is no legal requirement to label GMO products, as a result, GMO find their way into the local markets and supermarkets. Some

Each country Essay Example for Free

Each country Essay Each country is recognized by its currency for both domestic as well international business and money transactions. Both money market and foreign exchange market are interconnected and it is almost impossible isolate one from another. The point here is, how to define a money market? The answer is, when an article is sold or purchased with an exchange of â€Å"money† which is a financial paper representing a sum of money owing to one another by virtue of sale our purchase. Currency is cash, which is usually carried by people for various purposes. Currency is money and Government Treasury Bills are near-money. Money markets are completely controlled and monitored by central banks, commercial banks and financial institutions. Each bank or financial institutions is accountable to central bank in terms of maintaining liquidity, solvency and for distribution of money. Exchange of money has been in use for almost a century now for any commercial purpose of buying or selling indicating that a commercial transaction has taken place, either buying a home or stock market shares / Treasury Bills. Money in exchange has been a common practice for any commercial transaction. A similar procedure is applicable in foreign exchange market, that each time a transaction is recorded, foreign exchange is either sold or purchased. Like any other market, money market and the foreign exchange market record high and low of currencies exchange which depend upon whether one is selling or buying. Traders of foreign exchange market provide tw prices. The first being the willing price to buy foreign currency and second being the willing price to sell foreign currency. It is here that traders benefit in making profits in foreign exchange transactions. If a lender receives $108 at the end of an year, $100 being loan refund and $8 is interest per annum that is given to lender. Interest rates are either per annum or per month or per quarter which is called flat interest rate. For example if interest rate is 2 per cent per month, per annum interest is 24 per cent. (2 x 12) . Most of the financial instruments are traded on discounted basis which means, the borrower has to pay interest at the time of considering the loan i. e. If loan amount is $100 and interest per annum is $8, the borrower receives only $92. ($100 $8 = $92). If the principal along with interest is refunded at the end of an year, it is called as balloon payment. ($100 + $8 = $108) . Banks usually negotiate interest rates with clients while considering huge amounts as loans depending on the goodwill and repayment capacity of clients. Banks accepts deposits from clients on a certain surety of payment of interests either quarterly, monthly or per annum. Foreign currency market exists all over the world in each nation with the fact that, every country’s export or import business requires exchange of foreign currency for payment of foreign transactions or EXIM business. The flow of cash in various currencies i. e. either in US dollars, Euros, Yen or any other currency is important as it increases or decreases the cash balances. Cash flow always carry a significant direction, currency, date and location where the cash flow is given. Cash flows can be either inflow or outflow. Foreign exchange markets always carry two currencies, one currency is being sold, and the other currency is being purchased. The funds manager verifies the characteristics of cash flow whether the following are present in foreign exchange transaction. 1. The name of the second party to the transaction. 2. State whether the specific currency is being sold or purchased. 3. The total amount involved in transaction. 4. The location where the funds or instruments is purchased. 5. The location where the second party requires the funds to be purchased. 6. The rate for the transaction. 7. Value date. Cash flows are aggregated in two groups. The first being net cash flow per currency by specific value date and second being net exchange position of each currency with aggregate value of dates. The concept of value date has a great importance in the matters of foreign currency exchange transactions with two dimensions which are as follows: 1. Spot transactions carry value date of 2 business days with its closure on the following day when the transaction is closed. 2. Forward transactions carry value date for future, with specific date from the spot value date, at the time of transaction. Value date indicates in flow of cash, cash expected in the future for commercial banks and central banks especially in foreign currency exchange transactions. A very good scope of interaction exists between money market and foreign currency exchange market. For instance : 1. A cash flow of â‚ ¬ 3 million is expected on value date October 31 to an European money exchange bank from another country. Here the value date is October 31. 2. A cash flow of $ 10 million is expected on value date December 31 to another European Bank. Here the value date is December 31. The above example indicates the net cash flow includes both spot transaction and future transaction of foreign currency exchange. The responsibility of funds manager is as follows: 1. On receipt of funds in euros, the entire amount will be deposited in the account of euro cash balance. 2. On receipt of funds in dollars, the entire amount will be deposited in the account of dollars cash balance. Banks maintain a regular cash balances of respective foreign currency exchanges and accordingly lend loans with certain interest rates and also issue currencies against exchange for commercial transactions. On every day basis the business days carry exchange rates which quote high and low according to the demand of buy and sell of traders of foreign currency exchange and also depending on the stock market sensex with FII inflows. One important aspect of foreign exchange currency is to be noted is here that the traders of foreign currency exchanges play a vital role in bidding and buying foreign currencies. For example if a trader bids 120. 00-05 on dollar/Yen, which means to buy dollar at 120. 00 and sell Yen or sell USD at 120. 05. Conclusion Among all regional respective currencies of each nation, United States Dollar has been accepted universally for both domestic as well international foreign exchange currency services and for global business transactions. Commercial transaction amount is converted into USD and paid accordingly which is converted from regional currency. For example if a Euro businessmen purchases 500 computers from IBM, deal of business amount that is calculated in Euros is converted into USD and paid to IBM which is were foreign currency exchange converter is required. The Financial Accounting Standards Board’s (FASB 52) defines Foreign Currency Translation, defines GAAP U. S. Generally Accepted Accounting Principles requirements for foreign currency revaluation.

Employee view of a Fat Person :: essays research papers

Overweight Americans face discrimination every day. This type of discrimination is a violation of The Civil Rights Act of 1964(Title VII, 42 U.S.C.  § 2000 et seq.) which â€Å"established basic federal law on employment discrimination† (http://www.obesity.org/discrimination/employment.shtml). Three major factors contribute to being overweight. These factors are hereditary, medication and ethnicity. An obese person may be entitled to claim disability payments from the Social Security Administration. Discrimination against an employee for being overweight would be wrong when the Social Security Administration recognizes obesity as a disability. Adults who qualify for disability claim it for muscle or skeletal complications. Severe obesity inflicts the body with pain and affects normal daily activities. When severely obese people find performance in their occupation of choice is compromised and qualifies for disability. Individuals use disability programs for assistance when they cannot commit to normal employment. â€Å"The American Obesity Association defends the rights of disabled persons with obesity, because obesity: is a disease, is the second leading cause of premature death, can cause many health conditions such as diabetes and coronary heart disease, is a source of stigmatization and discrimination, can lead to a poor quality of life and impaired mobility, can cause physical and emotional pain that can be disabling† (http://www.obesity.org/subs/disability). Companies should not discriminate against anyone with this type of disability since the Social Security Administration considers obesity a disability. If an obese person can do her job without any inabilities, there should be no reason for an overweight employee to be dismissed. Obesity is a factor of a heredity condition. Obesity is defined â€Å"as a weight more than 20% above what is considered normal according to standard age, height, and weight tables, or by a complex formula known as the body mass index† (http://www.encyclopedia.com/printable.asp?url=/ssi/o1/obesity.html). This condition runs in families but does not mean an individual is predisposed to it. Some contributing factors to obesity are sedentary lifestyles and poor eating habits. The environmental factor that contributes to overweight problems includes little or no physical activity. Most adults working long hours do not have time for physical activities. Companies should promote physical activities within the organization to help employees become more active. Psychological factors influence eating habits. Employees who become depressed will overeat. Negative emotions including boredom, sadness, or anger may influence employees eating habits. Employers should offer mental health programs to assist employees when dealing with emotional situations. Certain medications are known to increase weight.

Prejudice in to Kil a Mocking Bird

Prejudice is shown in many ways in To Kill a Mocking Bird. From social prejudice against the Cunninghams to racial prejudice against Tom Robinson, the book has displayed many aspects of how people can look through the window and see things completely differently than the person beside them. A form of social prejudice is when Aunt Alexandra forbid Scout to play with Walter Cunningham, a poor boy whom Scout attends school with. This is because Aunt Alexandra sees Walter and his family as poor and beneath the Finches, in her words,† †¦ they're good folks.But they're not our kind of folks. †Ã‚   This shows that to the Maycomb citizens, social status is an extremely important issue. Also, in Tom Robinson’s case, Aunt Alexandra also advices Atticus not to take up the case, as it would cause the people of Maycomb to look down on them or gossip about them. Hence this shows that people in Maycomb like Aunt Alexandra are extremely conscious about where they stand in the society. Maycomb is a very religious town with the foot-washing Baptists appearing to have a strong influence on the community.The foot-washers have very strict views and believe that anything which is pleasurable is a sin. They are therefore prejudiced against a great deal of people who are different from them with different opinions. An example of their prejudice is when Miss Maudie says, â€Å"some of ‘em came out of the woods one Saturday and passed by this place and told me and my flowers we were going to hell†. Their belief is so extreme that they feel they should threaten those who enjoy life. Another example of religious prejudice is the isolation of the Radleys.This isolation is due to the Radley family not attending church which is Maycomb’s â€Å" principal recreation †The Radleys suffer religious prejudice because they keep themselves to themselves, apart from everyone else. This action is considered a disapproval by the people of Maycomb. Als o, Mrs Radley hardly ever â€Å" crossed the street for a mid-morning coffee break with her neighbours †, this is also deemed unfriendly and unforgivable by the people of Maycomb hence the isolated of the Radleys.A form of racial prejudice can be seen from the trial of Tom Robinson. Tom Robinson is a black man who was found guilty of a rape he didn't commit. The racial prejudice nature of Maycomb is clearly portrayed through such instances as the fact that Atticus is accused by the town of being a â€Å"nigger lover† for defending Tom’s case and also through the mob scene outside the jail. The fact that a white man would stand up for a black man in that town got them very upset. â€Å"Yeah, but Atticus aims to defend him. That's what I don't like about it†.The people are also not pleased that Atticus tried his best to defend Tom Robinson It is in the Tom Robinson trial that the greatest example of injustice because of prejudice is seen. The townspeople di d not care whether Tom was innocent or guilty because of his color and never even gave him a chance because he was black. Although Atticus actually manages to prove the innocence of Tom Robinson, the white jury still refuses to declare the innocence of a black man over a white resulting in the most blatant testimony to the fact that the town of Maycomb held racial discrimination above justice.Through its decision the town essentially kills a mockingbird. Tom Robinson was a man who did no harm to others but instead actually helped others out of kindness – a mockingbird who becomes victim to a racist society. Another form of racial prejudice is how inhumane the white are towards the black. The townspeople viewed this case as a carnival. â€Å"It was a gala occasion. There was no room at the public hitching trail for another animal, mules and wagons were parked under every available tree.The courthouse square was covered with picnic parties sitting on newspapers, washing down b iscuit and syrup with warm milk from fruit jars†. This was more like entertainment for the townspeople. This was fun for them, talking with friends, having lunch, and joking. They were there only to watch the trial like as if they were watching a show, they were only curious about the verdict of Tom Robinson’s case and were not concern about his predicament. This shows the prejudice in the white that caused them to be extremely cruel.

Biography of Eleanor Roosevelt, First Lady, UN Delegate

Eleanor Roosevelt (October 11, 1884–November 7, 1962) was one of the most respected and beloved women of the 20th century. When her husband became president of the United States, Eleanor Roosevelt transformed the role of first lady by taking an active role in the work of her husband, Franklin D. Roosevelt. After Franklin’s death, Eleanor Roosevelt was appointed as a delegate to the newly formed United Nations, where she helped create the Universal Declaration of Human Rights. Fast Facts: Eleanor Roosevelt Known For: First Lady to President Franklin Roosevelt, writer, and diplomatBorn:  October 11, 1884 in New York CityParents: Elliott and Anna Hall RooseveltDied: November 7, 1962 in New York CityEducation: Allenswood SchoolPublished Works: You Learn by Living, The Moral Basis of Democracy, Tomorrow is Now, This I Remember, This is My Story, This Troubled World, many othersSpouse: Franklin Delano Roosevelt (m. 1905–1945)Children: Anna Eleanor (1906–1975), James (1907–1991), Franklin Delano, Jr. (1909), Elliott (1910–1990), Franklin, Jr. (1914–1988) and John (1916–1981).Notable Quote: In the long run, we shape our lives, and we shape ourselves. The process never ends until we die. And the choices we make are ultimately our own responsibility. Eleanor Roosevelt with Father and Brothers. Bettmann/Getty Images Early Life Eleanor Roosevelt, born Anna Eleanor Roosevelt in New York City on October 11, 1884, was the eldest of three children of Elliot Roosevelt, the younger brother of Theodore Roosevelt, and Anna Hall Roosevelt. Despite being born into one of the â€Å"400 Families,† the richest and most influential families in New York, Eleanor Roosevelt’s childhood was not a happy one. Eleanor’s mother Anna was considered a great beauty while Eleanor herself was not, a fact that Eleanor knew greatly disappointed her mother. On the other hand, Eleanor’s father Elliott doted on her and called her â€Å"Little Nell,† after the character in Charles Dickens’ The Old Curiosity Shop. Unfortunately, Elliott suffered from a growing addiction to alcohol and drugs, which ultimately destroyed his family. In 1890 when Eleanor was about 6 years old, Elliott separated from his family and began receiving treatments in Europe for his alcoholism. At the behest of his brother Theodore Roosevelt (who later became the 26th president of the United States), Elliott was exiled from his family until he could free himself from his addictions. Anna, missing her husband, did her best to take care of Eleanor and her two younger sons, Elliott Jr., and baby Hall. Then tragedy struck. In 1892, Anna went to the hospital for a surgery and afterward contracted diphtheria; she died soon after when Eleanor was 8 years old. Just months later, Eleanor’s two brothers came down with scarlet fever. Baby Hall survived, but 4-year-old Elliott Jr. developed diphtheria and died in 1893. With the deaths of her mother and young brother, Eleanor hoped she would be able to spend more time with her beloved father. Not so. Elliott’s dependency on drugs and alcohol got worse after the deaths of his wife and child, and in 1894 he died. Within 18 months, Eleanor had lost her mother, brother, and father. She was a 10-year-old orphan. Eleanor and her brother Hall went to live with their very strict maternal grandmother Mary Hall in Manhattan. Eleanor spent several miserable years with her grandmother until she was sent abroad in September 1899 to Allenswood School in London. Education Allenswood, a finishing school for girls, provided the environment 15-year-old Eleanor Roosevelt needed to blossom. While she was always disappointed by her own looks, she had a quick mind and was soon picked as a â€Å"favorite† of the headmistress, Marie Souvestre. Although most girls spent four years at Allenswood, Eleanor was called home to New York after her third year for her â€Å"society debut,† which all wealthy young women were expected to make at age 18. Unlike her wealthy peers, however, Eleanor did not look forward to leaving her beloved school for an endless round of parties she found meaningless. Meeting Franklin Roosevelt Despite her misgivings, Eleanor returned to New York for her society debut. The entire process proved tedious and bothersome and made her once again feel self-conscious about her looks. There was, however, a bright side at her coming home from Allenswood. While riding on a train, she had a chance encounter in 1902 with Franklin Delano Roosevelt. Franklin was a fifth cousin once removed of Eleanor’s and the only child of James Roosevelt and Sara Delano Roosevelt. Franklin’s mother doted on him—a fact that would later cause strife in Franklin and Eleanor’s marriage. Franklin and Eleanor saw each other frequently at parties and social engagements. Then, in 1903, Franklin asked Eleanor to marry him and she accepted. However, when Sara Roosevelt was told the news, she thought the couple was too young to marry (Eleanor was 19 and Franklin was 21). Sara then asked them to keep their engagement a secret for one year. Franklin and Eleanor agreed to do so. During this time, Eleanor was an active member of the Junior League, an organization for wealthy young ladies to do charitable work. Eleanor taught classes for the poor who lived in tenement houses and investigated the horrible working conditions many young women experienced. Her work with poor and needy families taught her a great deal about the hardships many Americans faced, leading to a life-long passion for trying to solve society’s ills. New York Governor Franklin Delano Roosevelt and Eleanor Roosevelt. Historical/Getty Images Married Life With their year of secrecy behind them, Franklin and Eleanor publicly announced their engagement and then married on March 17, 1905. As a Christmas present that year, Sara Roosevelt decided to build adjoining townhouses for herself and Franklin’s family. Unfortunately, Eleanor left all the planning up to her mother-in-law and Franklin and thus was very unhappy with her new home. Plus, Sara would frequently stop by unannounced since she could easily enter by going through a sliding door that joined the two townhouses’ dining rooms. While being somewhat dominated by her mother-in-law, Eleanor spent between 1906 and 1916 having babies. In total, the couple had six children; however, the third, Franklin Jr., died in infancy. In the meantime, Franklin had entered politics. He had dreams of following his cousin Theodore Roosevelt’s path to the White House. In 1910, Franklin Roosevelt ran for and won a State Senate seat in New York. Just three years later, Franklin was appointed assistant secretary of the navy in 1913. Although Eleanor was disinterested in politics, her husband’s new positions moved her out of the adjoined townhouse and thus out of the shadow of her mother-in-law. With an increasingly busy social schedule due to Franklin’s new political responsibilities, Eleanor hired a personal secretary named Lucy Mercy to help her stay organized. Eleanor was shocked when, in 1918, she discovered that Franklin was having an affair with Lucy. Although Franklin swore he would end the affair, the discovery left Eleanor depressed and dejected for many years. Eleanor never truly forgave Franklin for his indiscretion and although their marriage continued, it was never the same. From that point forward, their marriage lacked intimacy and began to be more of a partnership. Polio and the White House In 1920, Franklin D. Roosevelt was chosen as the Democratic vice presidential nominee, running with James Cox. Although they lost the election, the experience had given Franklin a taste for politics at the top level of government and he continued to aim high—until 1921 when polio struck. Polio, a common disease in the early 20th century, could kill its victims or leave them permanently disabled. Franklin Roosevelt’s bout with polio left him without the use of his legs. Although Franklin’s mother Sara insisted that his disability was the end of his public life, Eleanor disagreed. It was the first time Eleanor had openly defied her mother-in-law and it was a turning point in her relationship with both Sara and Franklin. Instead, Eleanor Roosevelt took an active role in helping her husband, becoming his â€Å"eyes and ears† in politics and assisting with his attempts to recover. (Although he tried for seven years to regain the use of his legs, Franklin finally accepted that he would not walk again.) Franklin reentered the political spotlight in 1928 when he ran for governor of New York, a position he won. In 1932, he ran for president against incumbent Herbert Hoover. Public opinion of Hoover had been decimated by the 1929 stock market crash and the Great Depression that followed, leading to a presidential victory for Franklin in the 1932 election. Franklin and Eleanor Roosevelt moved into the White House in 1933. Eleanor Roosevelt gets Worlds Greatest Volunteer citation from Jacques Coe, Treasurer of the National Cancer Foundation. Bettmann/Getty Images A Life of Public Service Eleanor Roosevelt was not overjoyed to become the first lady. In many ways, she had created an independent life for herself in New York and dreaded leaving it behind. Most especially, Eleanor was going to miss teaching at the Todhunter School, a finishing school for girls she had helped purchase in 1926. Becoming first lady took her away from such projects. Nevertheless, Eleanor saw in her new position the opportunity to benefit disadvantaged people nationwide and she seized it, transforming the role of the first lady in the process. Before Franklin Delano Roosevelt took office, the first lady generally played an ornamental role, mainly one of a gracious hostess. Eleanor, on the other hand, not only became a champion of many causes but continued to be an active participant in her husband’s political plans. Since Franklin could not walk and did not want the public to know it, Eleanor did much of the traveling he could not do. She would send back regular memos about the people she talked to and the sorts of help they needed as the Great Depression worsened. Eleanor also made many trips, speeches, and other acts to support disadvantaged groups, including women, racial minorities, the homeless, tenant farmers, and others. She hosted regular Sunday â€Å"egg scrambles,† in which she invited people from all walks of life to the White House for a scrambled-egg brunch and a talk about the problems they faced and what support they needed to overcome them. In 1936, Eleanor Roosevelt began writing a newspaper column called â€Å"My Day,† on the recommendation of her friend, newspaper reporter Lorena Hickok. Her columns touched on a wide range of often-controversial topics, including the rights of women and minorities and the creation of the United Nations. She wrote a column six days a week until 1962, missing only four days when her husband died in 1945. Reg Speller  / Getty Images The Country Goes to War Franklin Roosevelt won reelection in 1936 and again in 1940, becoming the first—and only—U.S. president to serve more than two terms. In 1940, Eleanor Roosevelt became the first woman ever to address a national presidential convention when she gave a speech to the Democratic National Convention on July 17, 1940. On December 7, 1941, Japanese bomber planes attacked the naval base at Pearl Harbor, Hawaii. Within the next few days, the U.S. declared war on Japan and Germany, officially bringing the U.S. into World War II. Franklin Roosevelt’s administration immediately began enlisting private companies to make tanks, guns, and other necessary equipment. In 1942, 80,000 U.S. troops were sent to Europe, the first of many waves of soldiers that would go overseas in the coming years. With so many men fighting the war, women were pulled out of their homes and into factories, where they made war materials, ranging from fighter planes and parachutes to canned food and bandages. Eleanor Roosevelt saw in this mobilization the opportunity to fight for the rights of working women. She argued that every American should have the right to employment if they wanted it. She also fought against racial discrimination in the workforce, the armed forces, and at home, arguing that African-Americans and other racial minorities should be given equal pay, equal work, and equal rights. Although she vehemently opposed putting Japanese-Americans in internment camps during the war, her husband’s administration did so anyway. During World War II, Eleanor also traveled all over the world, visiting soldiers stationed in Europe, the South Pacific, and other far-flung places. The Secret Service gave her the code name â€Å"Rover,† but the public called her â€Å"Everywhere Eleanor† because they never knew where she might turn up. She was also called â€Å"Public Energy Number One† due to her intense commitment to human rights and the war effort. First Lady of the World Franklin Roosevelt ran for and won a fourth term in office in 1944, but his remaining time in the White House was limited. On April 12, 1945, he passed away at his home in Warm Springs, Georgia. At the time of Franklin’s death, Eleanor announced she would withdraw from public life and when a reporter asked about her career, she said it had ended. However, when President Harry Truman asked Eleanor to become Americas first delegate to the United Nations in December 1945, she accepted. As an American and a woman, Eleanor Roosevelt felt that being the U.N. delegate was a huge responsibility. She spent her days before the U.N. meetings researching issues of world politics. She was particularly concerned with failing as a U.N. delegate, not only for herself but because her failure might reflect badly on all women. Rather than being seen as a failure, most regarded Eleanor’s work with the United Nations as a resounding success. Her crowning achievement was when the Universal Declaration of Human Rights, which she had helped draft, was ratified by 48 nations in 1948. Back in the United States, Eleanor Roosevelt continued to champion civil rights. She joined the board of the NAACP in 1945, and in 1959 she became a lecturer on politics and human rights at Brandeis University. Death and Legacy Eleanor Roosevelt was getting older but she didn’t slow down; if anything, she was busier than ever. While always making time for her friends and family, she also spent a lot of time traveling around the world for one important cause or another. She flew to India, Israel, Russia, Japan, Turkey, the Philippines, Switzerland, Poland, Thailand, and many other countries. Eleanor Roosevelt had become a goodwill ambassador around the world; a woman people respected, admired, and loved. She had truly become the â€Å"First Lady of the World,† as U.S. President Harry Truman once called her. And then one day her body told her she needed to slow down. After visiting a hospital and undergoing lots of tests, it was discovered in 1962 that Eleanor Roosevelt was suffering from aplastic anemia and tuberculosis. On November 7, 1962, Eleanor Roosevelt died at age 78. She was buried next to her husband, Franklin D. Roosevelt, in Hyde Park. Sources Eleanor Roosevelt Biography. Franklin D. Roosevelt Presidential Library and Museum. National Archives 2016. Web.Cook, Blanche Wiesen. Eleanor Roosevelt, Volume 1: The Early Years, 1884–1933. New York: Random House, 1993.Eleanor Roosevelt, Volume 2: The Defining Years, 1933–1938. New York: Random House, 2000.Eleanor Roosevelt, Volume 3: The War Years And After, 1939–1962. New York: Random House, 2016.Harris, Cynthia M. Eleanor Roosevelt: A Biography. Greenwood Biographies. Westport, Connecticut: Greenwood Press, 2007.Roosevelt, Eleanor. The Autobiography of Eleanor Roosevelt. HarperCollins.Winfield, Betty Houchin. The Legacy of Eleanor Roosevelt. Presidential Studies Quarterly 20.4 (1990): 699-706.